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24hrclaims

Damage types

What kind of damage are you dealing with?

Each page covers safety considerations, how to document damage, when to contact your insurer and which professionals may help.

Water damage

Leaks, overflows and appliance failures inside the home.

Flood damage

Rising surface water from outside the home.

Fire damage

Structural, contents and heat damage from fire.

Smoke damage

Soot, residue and odor, sometimes from a nearby fire.

Storm damage

Damage from severe weather events.

Wind damage

Lifted shingles, siding and structural damage from high winds.

Hail damage

Impact damage to roofs, siding, windows and vehicles.

Roof damage

Leaks, missing materials or structural roof issues.

Burst pipes

Frozen or failed plumbing releasing water.

Mold & moisture

Mold growth, dampness and lingering moisture.

Sewage backup

Wastewater entering the home from drains or sewer lines.

Fallen trees

Trees or limbs on the house, fence or property.

Commercial property damage

Damage to offices, retail, industrial or multifamily property.

Natural disaster recovery

Hurricanes, wildfires, earthquakes and declared disasters.

Other property damage

Vandalism, vehicle impact, theft damage and more.